It seems the latest and greatest in technology is being infused into the vehicles we drive on a regular basis, including advancements in convenience, entertainment, and safety. However, all the added bells and whistles can make it a challenge to figure out what's really worth it—and what can be left behind.
Buying a car is exciting—especially when you know what you want in a vehicle, you’ve found a dealership that has what you’re looking for, and you’ve established a general budget. While all of those details are certainly important, don’t make the common mistake of overlooking the financing piece of the puzzle as well.
While it may come as no surprise that great credit works in your favor when applying for a loan, many car buyers are shocked to discover that one of the most common issues with an individual’s credit isn’t due to a poor track record of financial mismanagement, but rather errors made by creditors or credit reporting agencies! In order to ensure you’re getting a fair interest rate on your auto loan, follow these tips for finding and fixing any credit report errors that could be affecting your score.
In early September, media outlets ran wild with details about a data breach that took place at one of the country’s three major credit reporting agencies. Equifax announced nearly 143 million consumers were affected, with their personal information like date of birth, social security number, and home address compromised in the breach. Also, credit card numbers for an estimated 209,000 Americans and credit dispute documents for 182,000 consumers were compromised. In the wrong hands, these identifying details could be used to open new credit accounts that have a harmful long-term effect on an individual’s credit history and score.
If you’re one of the millions of people looking to buy a vehicle without unloading a significant amount of cash up front, here are the most common auto loan terms you need to know.
If you’re like most people, you probably want to feel like you’ve scored the deal of a lifetime when making a major purchase. Buying a car fits firmly into that category, much like scoring noticeable savings on a new TV or a dream vacation. Regardless of whether your car purchase was planned well in advance or showed up as an urgent need, driving off the lot with a new set of wheels is more exhilarating when you know you saved some cash in the process.
AutoAPR was proud to be a contributing sponsor of the 2nd annual Stokes Automotive Group Golfing for Miracles golf tournament. The event was held on August 4th and 5th at the Summerville Country Club, located in Summerville, South Carolina. Proceeds of the function benefited The Summerville Miracle League.